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Mobile Payment Systems
The biggest difference between the mobile web and the fixed web is not screen size or delivery speed, it's the predisposition of mobile users to accept and make payments over their mobile phone. It's a trend that was demonstrated very early when text messaging appeared almost accidentally (it was never intended by carriers to be a person to person communication tool!); we can all send email completely free of charge, yet we happily spend money on sending text messages every single day, some of us in huge quantities.
With web access increasingly mobile, billing solutions are fortunately simple and come in two flavours. Text based payments are typically achieved through reverse billed text messages for micro payments and have the advantage of being almost instantaneous (great for spontaneous purchases), whereas prepay or credit arrangements are used for larger transactions. In fact, there is greater flexibility in billing arrangements that your business would expect in other e-commerce arrangements.
Billing can be set up through different aggregators, and through the main carriers. Credit or prepay operates much like the fixed internet but with less information being transferred from the buyer as billing accounts that billing aggregators operate across multiple vendors. So, secure delivery to Mobile device encrypted key access, allowing multiple billing options:- Individual download
- Timed access
- Recurring Billing
- Built in Language Internationalisation
- International age certification features
- Multiple price points per currency
